Our Insurance has a new simplified SKIN TESTING clause included. Removes your worries and the neccesity for testing for every colour service.
Skin Testing
- If a client has exactly the same colour as usual, with no change to depth or tone and no irritations then she/he can be skin tested on a yearly basis, recorded and kept on file for 6 years.
- When the client is a new colour client or is using a different brand/shade you should carry out the skin allergy test 48 hours before the colour application with the shade you will be using or if the shade is unknown the darkest shade form the chosen brand.”
The Freelance Hair & Beauty Federation brings you our own unique, low-cost insurance policy with exclusive benefits for FHBF members. No longer do you need to search for the best insurance deal, we’ve done it for you, at a price you can afford.
From only £9.99 per month you will receive:
- FHBF Membership with all its associated benefits
- An unrivalled freelance-specific insurance cover by the FHBF
- £3 million Public Liability/Treatment Risk Insurance
- Policy covers ‘Brazilian’ keratin smoothing treatment* and use of Colourstart patches
- £5,000 Personal Accident (Death/Permanent Total Disablement) Insurance
- Optional cover for Business Equipment**/Stock and Money
- Insurance cover underwritten by Royal & Sun Alliance Insurance plc
Or choose:
- FHBF Annual Membership only £55
- FHBF Annual Membership and insurance (£41.50) only £96.50
Call 01582 431783 for immediate cover!
*‘Brazilian’ keratin smoothing treatment used must meet EU regulations and has Intertek Certification. ** Includes laptops subject to inner limit. Holistic treatments subject to an additional premium. The insurance premium is inclusive of an administration fee of £5. Monthly membership with insurance combined notes an administration charge to cover bank charges, card payments and flexible payment.
Please note the insurance premium is inclusive of an administration fee of £5; Monthly membership/ insurance combined notes an administration charge to cover bank charges, card payments and flexible payment.
Freelance Hair & Beauty Federation is an appointed representative of ACM Broking Ltd. ACM Broking Ltd is authorised and regulated by the the Financial Services Authority (FSA) under firm reference number 300686. You may check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.




